What specific workers’ compensation consulting services do you offer for businesses?

As a workers’ compensation consultant, I provide a comprehensive suite of services designed to optimize workers’ comp programs, reduce costs, and ensure compliance with state and federal regulations. My core offerings include premium audit reviews, NCCI job classification code analysis, claims management, return-to-work programs, OSHA-compliant safety training, and self-insured workers’ comp feasibility studies. For premium audits, I meticulously review payroll records and employee classifications to identify errors that inflate workers’ comp insurance premiums, such as misclassified roles or included exempt payroll.

My classification code reviews ensure employees are assigned correct NCCI or state-specific codes, preventing overcharges—critical for high-risk industries like construction or low-risk sectors like consulting. Claims management involves analyzing open workers’ comp claims, disputing inflated reserves, and expediting closures to minimize costs. I also design tailored return-to-work programs, incorporating light-duty job modifications and physician coordination to reduce claim durations and support employee recovery. Safety training programs are customized to your workplace, aligning with OSHA standards to prevent workplace injuries and lower experience modification rates (EMR).

For larger businesses, I conduct self-insurance feasibility studies, evaluating claims history, financial stability, and state requirements to determine if self-insured workers’ comp is cost-effective. Additional services include compliance audits to meet state workers’ comp laws, first injury reporting training, and multi-state program management. Each service is tailored to your industry, whether manufacturing, healthcare, or professional services, ensuring measurable outcomes like premium reductions and regulatory adherence. 

My hands-on approach involves close collaboration with your HR and finance teams, delivering actionable deliverables like audit reports, policy recommendations, and training materials. By addressing both immediate issues (e.g., audit disputes) and long-term strategies (e.g., safety programs), I help businesses save thousands annually while maintaining a compliant, cost-efficient workers’ comp program.